There is no separate application for the Saskatchewan Seniors Income Plan: seniors accepted for the Guaranteed Income Supplement automatically qualify, so the real work is getting the GIS in place and filing your tax return every year.
Applies in: Saskatchewan
There is no separate application for the Saskatchewan Seniors Income Plan (SIP). The plan is a monthly benefit for seniors who have little or no income other than the federal Old Age Security (OAS) pension and Guaranteed Income Supplement (GIS). Seniors 65 and older who have been accepted for the GIS automatically qualify for SIP based on their GIS level — so if you receive OAS and GIS and live in Saskatchewan, SIP is already being assessed for you, and there is no SIP form to fill in.
That makes the GIS application the work that matters. Everything in this guide is about getting the GIS in place, what SIP pays once it is, and what to do if it does not arrive.
The Saskatchewan page gives the maximum monthly SIP benefit and the annual taxable income level, excluding the federal OAS pension and GIS, where the benefit becomes $0 for each household type. The rates are effective July 1, 2023, and the income levels are as of October 1, 2026.
For a senior living at home:
| Household type | Maximum SIP benefit a month | Annual taxable income where SIP becomes $0 |
|---|---|---|
| Single OAS and GIS recipient | $360 | $4,560 |
| Married, both OAS and GIS recipients | $325 | $7,440 |
| Married, spouse less than 60 years of age | $360 | $11,808 |
| Married, spouse aged 60 to 64 receiving a federal Allowance benefit | $360 | $9,120 |
For a senior living in a Special Care Home, the maximum is $50 a month in every household type, and the income level where SIP becomes $0 is $912 for a single recipient, $1,776 where both partners receive OAS and GIS, $9,792 where the spouse is less than 60, and $1,824 where the spouse is 60 to 64 and receiving a federal Allowance benefit.
SIP is an income-tested benefit: seniors receive different levels of support depending on the amount of their pension, taxable income, or living arrangement.
Service Canada may try to enrol you for the GIS automatically — if it has enough information, you get a letter shortly after your 64th birthday confirming OAS enrolment and that it will try to enrol you for the GIS. If you are not enrolled automatically, Service Canada sends a letter inviting you to apply. If it has been one month since your 64th birthday and you still have no enrolment letter, contact Service Canada to find out if you need to apply.
If you need to apply, there are two routes, both run by Service Canada:
The full GIS steps are in our How to Apply for the Guaranteed Income Supplement guide. This guide does not repeat them.
SIP is income-tested, and seniors accepted for the GIS qualify for SIP based on their GIS level. Because the GIS itself is recalculated from your tax return, file a return every year, even in a year with no income to report, so the GIS — and SIP with it — can be recalculated from current figures. A missing return leaves Service Canada with nothing to recalculate from, and payments can fall or stop. The yearly GIS renewal steps are in our How to Apply for the Guaranteed Income Supplement guide.
Check first that your GIS is in place, since SIP is set from your GIS level — if the GIS has not been approved, there is no SIP to arrive yet. If you receive OAS and GIS, live in Saskatchewan, and SIP is still missing, contact Social Services, which the province names as the contact for SIP eligibility, income levels, and how to apply, toll-free at 1-800-667-7161. Have your OAS and GIS details at hand when you call. Do not file a second GIS application while one is being assessed — a duplicate can delay the first one.
SIP clients with active basic Saskatchewan Health coverage are eligible for a variety of additional health benefits. The province lists them as:
For the drug deductible, the province states a $200 semi-annual deductible with a 35 per cent co-payment afterwards for people living in the community, and a $100 semi-annual deductible with a 35 per cent co-payment for people in a special care home, with possible additional drug coverage through the Special Support Program. Health coverage for Status Indian SIP clients, as defined by the Indian Act, is provided by Health Canada — call 1-866-885-3933 for more information. For questions about the health benefits, including prescription drugs, call toll-free 1-800-667-7581, or 306-787-3317 in Regina.
This section only notes the linked benefits. It does not walk the health-benefit applications — those run through Saskatchewan Health, not through SIP.
The opened Saskatchewan pages do not state a month in which SIP is reassessed each year, and do not state a payment date for SIP separately from OAS and GIS, so this guide states neither — SIP arrives with the federal payment. The pages also do not publish the step-by-step formula that turns a GIS level into a SIP amount between the maximum and zero, only the maximums and the income levels where the benefit becomes $0. This guide gives no advice on whether you qualify — that is Service Canada's decision on the GIS, and the province's calculation from your GIS level and tax return.
No. Seniors 65 and older who have been accepted for the federal Guaranteed Income Supplement (GIS) automatically qualify for the Seniors Income Plan (SIP) based on their GIS level. There is no separate SIP form — the GIS application is the application.
For a senior living at home, the maximum is $360 a month for a single OAS and GIS recipient, $325 a month for each partner where both receive OAS and GIS, and $360 a month where the spouse is under 60 or aged 60 to 64 and receiving the federal Allowance. For a senior living in a Special Care Home, the maximum is $50 a month. The rates are effective July 1, 2023.
The Saskatchewan page gives the annual taxable income level, excluding the federal OAS pension and GIS, where SIP becomes $0. Living at home, that level is $4,560 for a single recipient, $7,440 where both partners receive OAS and GIS, $11,808 where the spouse is under 60, and $9,120 where the spouse is 60 to 64 and receiving the federal Allowance. In a Special Care Home the levels are $912, $1,776, $9,792, and $1,824 for the same four household types.
Apply for the GIS through Service Canada — online through your My Service Canada Account, or by mail with form ISP-3025 if you already receive Old Age Security, or form ISP-3550 if you are applying for OAS and GIS together. The full steps are in our [How to Apply for the Guaranteed Income Supplement](/guides/how-to-apply-for-the-guaranteed-income-supplement/) guide.
First check that your GIS is in place, since SIP is set from your GIS level. Then contact Social Services, the SIP contact for eligibility, income levels, and how to apply, toll-free at 1-800-667-7161. Do not file a second GIS application — a duplicate can delay the first one.
Yes. SIP clients with active basic Saskatchewan Health coverage are eligible for additional health benefits, including one eye examination in each twelve-month period, a reduced semi-annual deductible for prescription drugs, loan of some low-cost devices through the Saskatchewan Abilities Council, and supplementary health benefits for SIP recipients living in special care homes.