How to Apply for the Ontario Seniors Dental Care Program

Apply for free routine dental care through the Ontario Seniors Dental Care Program, online through the Accerta seniors portal or by mail with Form 5125-20E, with a guarantor mail path if you have no SIN or did not file taxes.

Applies in: Ontario

The short answer

You can apply online or by mail. The Ontario Seniors Dental Care Program (OSDCP) is a government-funded program that provides free, routine dental services for low-income seniors who are 65 years of age or older. Apply online through the Accerta seniors portal linked from the Ontario page, or by mail with Form 5125-20E. If you do not have a Social Insurance Number (SIN) or did not file your taxes last year, a guarantor must help you apply by mail with Form 5126-20E.

Who can apply

You can apply for the program if you meet all four rules on the Ontario dental care for seniors page:

  • are 65 years of age or older
  • are a resident of Ontario
  • meet the income requirements: an annual net income of $25,480 or less for a single senior, or a combined annual net income of $42,290 or less for a couple
  • have no other form of dental benefits, apart from the Canadian Dental Care Plan (CDCP), including private insurance or dental coverage under another government program such as Ontario Works, the Ontario Disability Support Program, or Non-Insured Health Benefits

Ontario verifies your income using the SIN you provide when you apply. It uses your SIN to verify your annual net income from your tax return. That is why filing taxes matters: without a return on file, the SIN check has nothing to verify, and you fall onto the guarantor path instead.

What the program covers

Coverage includes check-ups, including scaling, fluoride and polishing; repairing broken teeth and cavities; x-rays; removing teeth or abnormal tissue (oral surgery); anesthesia; treating infection and pain (endodontic services); and treating gum conditions and diseases (periodontal services).

Two limits apply. Certain dental procedures have limits based on scientific and clinical criteria, and your OSDCP dental provider can provide more information based on your situation. Dental prosthetics, including dentures, are only partially covered — speak to your local public health unit for more information.

If you are accepted, you can access dental services through public health units, partner Community Health Centres, and partner Aboriginal Health Access Centres. Access to the full range of dental services varies across the province. For information about where to access services and what is available near you, contact your local public health unit. Your local public health unit can also help you apply.

The coverage year ends every July 31

Once you are enrolled in the program, your coverage period is for up to one year. Your coverage will end on July 31 every year, no matter when you enroll. The welcome package includes a dental card that expires on July 31, and you must present your card to your dental provider at each visit to receive services under the program.

Every year, eligibility is automatically verified for most clients to confirm enrolment for the next benefit period. You will be notified by mail if you are eligible to keep participating, or about how to reapply, if required. You must reapply if you applied using a guarantor, or if you do not file taxes for the most recent tax years that your eligibility is being determined from.

How to apply online

Before you begin the online application, you need your date of birth, a valid Ontario address, your SIN or Temporary Taxation Number (TTN), and to have filed your taxes last year.

There are two ways to apply online:

  1. Complete the online application and provide the applicable eSignature(s).
  2. Complete the online application and print, fill out, and mail in the consent form. The completed consent form should be mailed within 30 days to Ontario Seniors Dental Care Program, Station P, P.O. Box 159, Toronto, Ontario M5S 2S7.

Start from the Ontario dental care for seniors page, which links to the online application. If you and your spouse or common-law partner are applying to the program, you must submit two separate applications.

How to apply by mail

To apply by mail:

  1. Download and print the application form, or get one in person from your local public health unit.
  2. Fill out and complete the application form.
  3. Mail the completed form to Ontario Seniors Dental Care Program, Station P, P.O. Box 159, Toronto, Ontario M5S 2S7.

The form is Form 5125-20E, Ontario Seniors Dental Care Program Application, from the Ontario Central Forms Repository. The repository states you may use this form if you and your spouse, if applicable, have filed your personal tax return(s) with the Canada Revenue Agency for the most recent tax year and have a valid SIN. If your spouse or common-law partner would also like to apply, they must complete their own application form.

If you do not have a SIN or did not file a tax return

If you do not have a SIN or did not file your taxes last year, a guarantor must help you apply by mail. A guarantor is someone who can confirm the identity, age, and residency of the individual or couple applying to the program. The guarantor must be a Canadian citizen and at least 18 years of age, and a practising member in good standing with a provincial regulatory body, from Ontario's published list — for example a nurse, doctor, pharmacist, lawyer, social worker, teacher, dentist or dental hygienist, police officer, notary public, or mayor. If more than one person in your household is applying, you only need one guarantor per household.

Use Form 5126-20E, Ontario Seniors Dental Care Program Application Through Guarantor. The repository states you may use this form if you do not have a valid SIN and/or if you have not filed your personal tax return(s) with the Canada Revenue Agency for the most recent tax year. Print the form, fill it out, and mail it to the same program address: Ontario Seniors Dental Care Program, Station P, P.O. Box 159, Toronto, Ontario M5S 2S7. There is no online route for a guarantor application — the Ontario page states the guarantor must help you apply by mail. And as noted above, if you applied using a guarantor, you must reapply each year.

The Ontario program and the federal Canadian Dental Care Plan are different

The OSDCP is a provincial program run by Ontario. The Canadian Dental Care Plan (CDCP) is a federal program run by the Government of Canada. They are separate programs with separate applications and separate income rules.

Ontario states that you may qualify for the CDCP and may still be eligible for the OSDCP provided you meet the provincial eligibility criteria. Having CDCP coverage does not block the Ontario program — it is the one exception to the no-other-dental-benefits rule. This guide does not walk through the CDCP application. For the federal plan, see our How to Start Getting Dental Care Covered in Canada — the Canadian Dental Care Plan (CDCP) guide.

After you apply

Once you have completed and submitted your application form, you will be contacted by phone and/or mail if there are any issues with your application or if your application is incomplete. If your application is approved, you will receive a welcome package and dental card in the mail that will expire on July 31. The welcome package will tell you how to access services, where to book an appointment, how to book an appointment, and what you need to bring to each appointment.

If you have questions or need to replace your dental card, contact the Ontario Seniors Dental Care Program at 416-916-0204, toll-free 1-833-207-4435, or toll-free TTY 1-800-855-0511. Ontario notes that the program contacts clients by phone or mail and does not send invoices — if you receive a suspicious email claiming to be from the OSDCP, do not open attachments or click on links, and contact the program using the numbers above to determine if the message is authentic.

If you are enrolled and would like to make changes to your account, complete and submit Form 5128, Ontario Seniors Dental Care Program. Change of Information, mailed to the same program address.

If your details change: Form 5128

If you are enrolled and your details change, use Form 5128, Ontario Seniors Dental Care Program. Change of Information. Through this form you can update applicant information, contact information, marital status and/or spousal information, your income declaration, or withdraw consent to disclose personal information and/or personal health information. Mail the completed form to the same program address: Ontario Seniors Dental Care Program, Station P, P.O. Box 159, Toronto, Ontario M5S 2S7.

What the opened pages do not state

The opened Ontario page does not state how long an application takes to process, so this guide gives no processing time — if your application is incomplete, the program contacts you by phone or mail, and that is the only timing the page describes. The page also does not name the online portal operator in its text; it links to the online application without naming Accerta, so the portal name in this guide comes from the program's application route as described at plot time, and the link to start from is the Ontario page itself. The page does not state an effective date for the income limits; it shows the figures $25,480 and $42,290 on a page updated July 31, 2026. The opened pages do not state whether a paper form can be submitted in person at a public health unit — they say only that a form can be picked up there and mailed. This guide gives no advice on whether you qualify — that is Ontario's decision when it assesses your application.

Related guides

Applying for the Ontario Seniors Dental Care Program, in five steps

  1. Check the four rules65 or older, Ontario resident, annual net income of $25,480 or less single or $42,290 or less combined for a couple, and no other dental benefits except the CDCP.
  2. Pick online or mailApply online through the Accerta seniors portal, or by mail with Form 5125-20E to Station P, P.O. Box 159, Toronto, Ontario M5S 2S7.
  3. Use the guarantor path if neededNo SIN or no tax return filed last year means applying by mail with Form 5126-20E and a guarantor.
  4. Send the consent form if the portal asks for itIf you apply online without an eSignature, print, fill out, and mail the consent form within 30 days.
  5. Watch for the welcome package and dental cardThe card expires July 31. Present it at each visit to a public health unit or partner clinic.

Questions people ask

How do I apply for the Ontario Seniors Dental Care Program?

You can apply online through the Accerta seniors portal linked from the [Ontario dental care for seniors page](https://www.ontario.ca/page/dental-care-seniors), or by mail with [Form 5125-20E](https://forms.mgcs.gov.on.ca/dataset/014-5125-20), Ontario Seniors Dental Care Program Application, sent to Ontario Seniors Dental Care Program, Station P, P.O. Box 159, Toronto, Ontario M5S 2S7. If you and your spouse or common-law partner are both applying, submit two separate applications.

What are the income limits for the Ontario Seniors Dental Care Program?

As shown on the [Ontario dental care for seniors page](https://www.ontario.ca/page/dental-care-seniors), the limit is an annual net income of $25,480 or less for a single senior, or a combined annual net income of $42,290 or less for a couple. Ontario verifies your income from your tax return using the Social Insurance Number you give on the application.

Can I apply if I do not have a SIN or did not file taxes last year?

Yes, but only by mail with a guarantor. Use [Form 5126-20E](https://forms.mgcs.gov.on.ca/dataset/014-5126-20), Ontario Seniors Dental Care Program Application Through Guarantor. The guarantor must be a Canadian citizen, at least 18 years old, and a practising member in good standing of one of the professions on Ontario's published list. One guarantor covers a household. If you applied using a guarantor, you must reapply each year.

How long does coverage last?

Once you are enrolled, your coverage period is for up to one year, and your coverage ends on July 31 every year, no matter when you enrolled. The welcome package includes a dental card that expires July 31, and you must present the card at each visit. For most clients, eligibility is checked again each year without a new application, and Ontario notifies you by mail if you can keep participating or need to reapply.

Does having other dental coverage block the program?

Yes, except for the Canadian Dental Care Plan. You must have no other form of dental benefits, apart from the CDCP, including private insurance or dental coverage under another government program such as Ontario Works, the Ontario Disability Support Program, or Non-Insured Health Benefits. You may qualify for the CDCP and still be eligible for the Ontario program if you meet the provincial rules.

What dental care does the program cover?

It provides free, routine dental services: check-ups including scaling, fluoride and polishing; repairing broken teeth and cavities; x-rays; removing teeth or abnormal tissue; anesthesia; treating infection and pain; and treating gum conditions and diseases. Certain procedures have limits based on scientific and clinical criteria, and your provider can explain what applies to you. Dentures and other dental prosthetics are only partially covered — speak to your local public health unit for more information.

Sources

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